Business Intelligence

The Way to Personal Achievement

by Napoleon Hill (08400)

All achievement, including every fortune ever built, have their beginning in an idea. The wealth comes from turning the idea from something we can see in our mind’s eye alone into something that serves other people, and for which they are willing to pay. This is done through auto-suggestion, organized planning, mastermind association and an inner harmony between the thoughts of your mind and the actions and achievements of your life.

You literally become and achieve what you think about all day long. To control your life, control your thoughts.

“The ladder of success is never crowded at the top.”

“Success requires no explanations. Failure permits no alibis.”

“Happiness is found in doing, not merely in possessing.”

“Anybody can wish for riches, and most people do, but only a few know that a definite plan, plus a burning desire for wealth, are the one dependable means of accumulating wealth.”

Ten Things You Need to Do Now to Have Money and the Time to Enjoy It
Michael LeBoeuf (04700)

At the end of the twentieth century, one in every fourteen U.S. households had a net worth of $1 million or more. In practical terms, that means the opportunity to obtain the financial freedom to do whatever you want is statistically closer now than at any other time in history.

For most people, however, the goal is not simply to achieve millionaire status, but to have sufficient time and money to do whatever they feel passionate about. In other words, money alone, without the time to enjoy it, is not so great.

Put differently, true financial freedom means to have enough money and enough time to enjoy it. To achieve that in practice, you have to master four different skill sets:

1. You need to make enough money so you have discretionary funds to invest.
2. You have to learn how to save money rather than spending every dime you make (and borrowing still more).
3. You must master how to invest your money in such a way it will continue to appreciate in value regardless of the market cycles.
4. You need to know how to enjouy your money — something most people consider a no-brainer.

Relatively few people manage to master all four skills, but until you do, financial freedom will remain just like a mirage, which is consistently beyond your grasp. And yet, if you commit to learning and doing everything that’s requjired, you almost certainly will become a millionaire.

So how do you create the millionaire that already lies inside you?

1. See the possibilities, which lie in abundance everywhere around you every single day.
2. Do what it takes to create your fortune using your unique set of skills, talents and interests.
3. Know when to step back, celebrate your financial freedom and enjoy it.

The Millionnaire in You

(24100)

Ideas from publications by Napoleon Hill, Brian Tracy, Laura Nash and Howard Stevenson

Leading a wealth life is a goal that many people dream of from the time they begin their careers (those of uncommon talent may nurture this dream from childhood). And while we start out thinking of wealth in purely monetary terms, as we grow older and gradually see that there is more to life, this dream begins to evolve.

All human behavior begins with a thought, and achieving wealth is no exception. This is because thoughts have the power to penetrate into the subconscious, govern our beliefs and behavior, and transform impulses into rewards. In this respect, man is a marvelous creation. We have only to believe in something deeply, and we can turn it into reality. Other than self-imposed limitations, our lives are filled with boundless possibilities, and poverty and wealth are both products of our thinking. If you want to achieve wealth, first learn how to apply your thoughts.

Once you have decided on a clear direction, it’s time to move forward step by step. The best way to achieve your dreams is to follow in the footsteps of successful people. How does one do this? Should you attend the same schools? Or move in the same circles? No and no. All you need to do is study the habits of successful people, make these habits second nature through repetition, and you too can become a successful person.

Human life is an ongoing process of pursuit. As children we pursue good grades, and as adults we pursue success. Our desires are like arrows, and the target keeps getting moved higher and higher. But does this kind of life lead to happiness and satisfaction? There’s no such thing as a perfect life, so in the end we need to make choices about our goals in life. How much happiness do we need? What level of achievement? How much significance? What legacy do we want to leave behind? The foolish try to have it all, but the wise know that “just enough” is the best path to happiness. As it turns out, the secret to a truly wealthy life lies in the wisdom of give and take.

(24300)

Money and time are two themes that always seem to be in conflict in people’s lives: some people have money but no time to enjoy it; others have plenty of time but empty pockets; and most people have little of either. Why is it so difficult to have it all in life?

Can money buy happiness? While the answer is open to debate, one thing we can be sure of is that money can buy us a lot of freedom. With a regular income sufficient to support your desired lifestyle, you will be able to enjoy freedom that other people only dream of: financial freedom, free time, and freedom to choose the work you do. But without money, none of this is possible.

But how do we go about obtaining this money? Unless you inherit it, or win the lottery, there is only one path to wealth:
1. Earn money
2. Make your money earn for you
3. Use this money to earn even more money

Making money is simple, and begins as soon as you enter the workforce. Next, to use your money to earn for you and make even more money, you must learn how to set up an effective investment portfolio and maintain steady investment returns.

A comprehensive investment portfolio includes three key components: stocks and mutual funds, real estate and starting a business.

By following these three paths, you can create three simultaneous income streams. This will enable you not only to fulfill your dream of becoming a millionaire, but even to achieve this wealth in a third of the time it takes most people. Does this seem a bit fast? Just enjoy the thrill of rapid wealth creation.

A No-Fail Plan For Achieving Financial Freedom At Any Age

by David Bach (12400)

Even if you’ve neglected planning for your retirement until you’re in your thirties, forties, fifties or sixties, it’s still possible to get your own personal financial house in order and finish rich. Specifically, there are five simple strategies you can use right now to get back on track and stop worrying about your financial future:

1. Lighten Up
2. Spend Less
3. Save More
4. Make More
5. Give More

The key beliefs which underpin the start late, finish rich philosophy are:

1. It’s never too late for you to start working towards having a rich retirement, but you should start working on it today.
2. Even if you’re buried in debt, there are still things you can and should be doing to prepare for the future.
3. You don’t have to make a lot of money to be rich. Instead, you need to be smart about how you handle the money you have.
4. The best way to get rich in real estate is by starting small, not by taking huge risks.
5. You can get rich by progressively eliminating the ways you currently waste money and then using that money better.
6. It is possible to start a business on the side which you can use to get ahead while you continue to earn a paycheck.
7. You don’t have to invest in stocks to get rich.
8. You can spend elss, save more and make more — without seriously impacting on your current lifestyle.
9. You can and should reconnect with your dream of financial freedom and go after it regardless of your age.

Start Late, Finish Rich