Start Late, Finish Rich

A No-Fail Plan For Achieving Financial Freedom At Any Age

by David Bach (12400)

Even if you’ve neglected planning for your retirement until you’re in your thirties, forties, fifties or sixties, it’s still possible to get your own personal financial house in order and finish rich. Specifically, there are five simple strategies you can use right now to get back on track and stop worrying about your financial future:

1. Lighten Up
2. Spend Less
3. Save More
4. Make More
5. Give More

The key beliefs which underpin the start late, finish rich philosophy are:

1. It’s never too late for you to start working towards having a rich retirement, but you should start working on it today.
2. Even if you’re buried in debt, there are still things you can and should be doing to prepare for the future.
3. You don’t have to make a lot of money to be rich. Instead, you need to be smart about how you handle the money you have.
4. The best way to get rich in real estate is by starting small, not by taking huge risks.
5. You can get rich by progressively eliminating the ways you currently waste money and then using that money better.
6. It is possible to start a business on the side which you can use to get ahead while you continue to earn a paycheck.
7. You don’t have to invest in stocks to get rich.
8. You can spend elss, save more and make more — without seriously impacting on your current lifestyle.
9. You can and should reconnect with your dream of financial freedom and go after it regardless of your age.

Start Late, Finish Rich